Cannabiz Credit Association Blog

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Cracking the Code: Solving Cannabis Credit & Collections with John Manlove

In this insightful episode of the #UOWEME Series, Brett Gelfand, Principal at Cannabiz Credit Association, sits down with John Manlove, founder and CEO of Apex Trading, to unpack the cannabis industry’s biggest credit and collections challenges. From navigating oversupply issues and late payments to building strong financial leadership and smarter AR practices, Manlove shares how Apex Trading has supported wholesale operators while fostering transparency and accountability in the market. Whether you’re a cannabis retailer, distributor, or producer, this conversation offers actionable strategies to protect your cash flow and create sustainable business relationships.

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Everything You Need to Know About Cannabis Debt Collection

The cannabis industry has emerged as one of the fastest-growing sectors in recent years, driven by expanding legalization and increasing consumer demand for cannabis products. However, the rapid growth of this industry has also introduced unique challenges, including those related to financial management and debt collection. Cannabis debt collection, in particular, r

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Cannabis Business Debt Recovery: What to Do When a Cannabis Business Owes You Money

The cannabis industry is one of the fastest-growing sectors in the world, with new opportunities emerging daily. However, rapid expansion and the evolving legal landscape have created a fertile ground for financial disputes, particularly concerning business debts. As a cannabis business CEO, discovering that another business owes you money can be frustrating, especially when cash flow is critical to sustaining your operations. Whether it’s an unpaid invoice, a loan not repaid, or a partner who has defaulted on an agreement, understanding your options is crucial. Here’s an in-depth guide on how to approach this challenging situation.

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Cannabis Debt Collection Laws You Need to Know in 2025

The cannabis industry has grown exponentially over the past decade, evolving into a multi-billion-dollar sector. However, with this growth comes unique challenges, particularly in financial operations and business debts. Cannabis businesses face specific challenges regarding these debts within their regulatory and legal environments. Unlike traditional industries, cannabis businesses operate in a highly regulated environment, subject to state-specific laws and federal restrictions. Understanding the legal landscape for debt collection in the cannabis industry is critical for businesses, lenders, and collection agencies alike. This article dives into the key cannabis debt collection laws you need to know in 2025, providing actionable insights for navigating this complex terrain.

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Navigating the Complex World of Cannabis Banking

Cannabis banking is a critical yet challenging aspect of the cannabis industry. As legal cannabis markets expand, financial institutions remain hesitant to serve cannabis businesses due to regulatory complexities, creating a significant hurdle for entrepreneurs. This article provides an in-depth look at cannabis banking, offering strategies, tips, and resources to help businesses secure financial services.

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Everything You Need to Know About Cannabis Credit Union

The cannabis industry is booming across the United States, fueled by increasing legalization for both medical and recreational use. However, despite its rapid growth, one critical challenge persists for legal cannabis businesses: access to banking services. Enter cannabis credit unions, specialized financial institutions that cater to the unique needs of cannabis businesses. In this comprehensive guide, we’ll delve deep into everything you need to know about cannabis credit unions, including their benefits, challenges, and future potential within the broader financial landscape.

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The Hidden Crisis in Cannabis: A Deep Dive into Industry Debt

Have you ever stopped to think about what it really means for the cannabis industry to remain federally illegal? On the surface, it might seem like a non-issue. If you’re a consumer, you might think, “It’s legal in my state. I can buy it, so how does this affect me?” If you’re an employee in the industry, you might reason, “I have a job. My paycheck clears. It doesn’t touch me.”

I used to think the same way when I lived in Massachusetts, comfortably nestled in the state’s thriving cannabis market. But then I saw the numbers—the financial data that reveals a far darker truth. It’s something most people have only heard whispers about or seen the occasional news headline. But when you turn over the rock completely and see what’s underneath, you’ll find a systemic issue that impacts everyone. And it’s only getting worse.

Here’s what most people don’t realize: the debt crisis in cannabis is not just about companies failing—it’s about an industry that was set up to fail.

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StateHouse Holdings: How California’s Largest Receivership Could Have Been Predicted

The collapse of StateHouse Holdings, a major cannabis business, has sent shockwaves through California’s cannabis industry. Once a cornerstone player in the state’s thriving marijuana market, StateHouse Holdings’ financial downfall culminated in receivership—a process that could mark the largest liquidation deal in the industry’s history. With assets valued at over $120 million now up for sale, questions are surfacing: What went wrong, and could this collapse have been anticipated?

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How to Secure Cannabis Lines of Credit for Your Business

Financial barriers, such as accessing traditional lines of credit and other forms of business financing, remain a significant challenge for many cannabis business owners. With federal regulations restricting access to banking services, cannabis CEOs and executives must navigate a unique financial ecosystem. Securing a line of credit tailored to your cannabis business can provide the liquidity you need to manage operations, scale growth, or weather industry volatility. This article will explore the steps, strategies, and critical considerations for obtaining cannabis lines of credit effectively.

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Mastering Credit Risk in Cannabis Packaging - A talk with John Arriola from Custom Cones USA

In this episode, CCA Principal Brett Gelfand sits down with John Arriola, VP of Sales at Custom Cones USA, to explore the unique credit and collection challenges faced by cannabis packaging companies. With years of experience managing a sales team and navigating the nuances of custom manufacturing, John offers a behind-the-scenes look at how Custom Cones has built a robust credit process to minimize risk while serving a growing client base.

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Understanding Cannabis Credit Card Processing for Dispensaries

The cannabis business is growing rapidly, with dispensaries striving to provide their customers with the best shopping experiences possible. One of the critical aspects of improving customer satisfaction is offering convenient payment options. Unfortunately, due to the unique legal and financial challenges associated with cannabis, credit card processing remains a complicated issue. This article delves deep into the intricacies of cannabis credit card processing, the challenges it entails, and potential solutions for dispensaries.

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Verifying Cannabis Business Credibility: Best Practices for Potential Partners

The cannabis industry is a rapidly evolving market filled with opportunities. However, the industry’s dynamic nature also makes it susceptible to risks such as fraud, regulatory non-compliance, and ethical lapses. Cannabis business owners face unique regulatory challenges, particularly concerning background checks and stricter requirements than employees. For this reason, verifying the credibility of potential cannabis business partners is not just prudent—it’s essential for protecting your investment, reputation, and future success. Cannabis industry compliance plays a crucial role in ensuring public safety and legality, making it vital for businesses to stay informed about evolving regulations. This article outlines the best practices for thoroughly assessing potential cannabis business partners to ensure a trustworthy and mutually beneficial relationship.

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